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Flexible Finance Options for Your Home

Spread the cost of your heating and plumbing work with our affordable payment plans. 0% APR available on selected products.

Our Finance Options

Choose the payment plan that works best for you. All options are subject to status and credit checks.

Interest Bearing Credit

11.9% APR Representative
  • Spread payments up to 10 years
  • Flexible repayment terms
  • Competitive interest rates
  • Available on all purchase values
  • Early repayment options
  • No penalty for early settlement

Interest-Free Credit

0% APR
  • Up to 12 months interest-free
  • No hidden fees or charges
  • Fixed monthly payments
  • Available on purchases over £1,000
  • Quick online application
  • Decision in minutes

TradeHelp

No.1 Free Trade Network

Finance your heating and plumbing projects with confidence. Flexible payment options tailored to your needs.

BuyTrade

The new heating products finder and ordering platform

AVAILABLE NOW!

Representative Example 11.9% APR

Purchase price: £5,000.00

Deposit: £0.00

Total amount of credit: £5,000.00

Term: 60 months

60 monthly payments: £109.44

APR: 11.9%

Fixed rate of interest: 11.9%

Total amount payable: £6,566.49

Total charge for credit: £1,566.49

How It Works

Getting finance for your heating and plumbing work is simple and straightforward

1

Get a Quote

Contact us for a free, no-obligation quote for your heating or plumbing work. Our engineers will assess your needs and provide a detailed breakdown.

2

Choose Your Plan

If you would like to pay using finance, we can refer you to TradeHelp who will provide details of the finance options available.

3

Quick Application

Complete a simple online application through our partner TradeHelp. The process takes just a few minutes.

4

Instant Decision

Receive an instant decision on your application. Most applications are approved within minutes, subject to credit checks and affordability.

5

Work Completed

Once approved, we'll schedule your work at a time that suits you. Our Gas Safe registered engineers will complete the installation to the highest standards.

6

Start Payments

Your monthly payments begin as agreed in your finance plan. Manage everything online through your secure account portal.

Why Choose Eco Heat Wave Finance?

Professional service you can trust, with flexible payment options that work for you

Expert Engineers

All our engineers are Gas Safe registered and fully qualified. We provide professional, certified installations with comprehensive guarantees on all work.

Local Services

Based in Inverurie, we serve Aberdeen, Aberdeenshire and surrounding areas. Fast response times and local knowledge ensure we can offer quick local plumbing services.

Fully Accredited

Gas Safe Registered, OFTEC registered, and F-Gas certified. All finance options are provided through FCA authorised partners, giving you complete peace of mind.

Regulations & Consumer Protection

Your rights and protections when using our finance services

Consumer Credit Act 1974

All our finance agreements are regulated under the Consumer Credit Act 1974, providing you with comprehensive consumer protection rights.

  • Protection against unfair lending practices
  • Right to clear information before signing
  • Protection if goods are faulty

14-Day Cooling-Off Period

You have the right to cancel your credit agreement within 14 days of signing, with no penalty or questions asked.

  • Cancel by email, phone, or in writing
  • No reason needed
  • Full refund of any payments made

Early Settlement Rights

You can pay off your finance agreement early at any time. This may reduce the amount of interest you pay.

  • No early repayment penalties
  • Request settlement figure at any time

Responsible Lending

We work with FCA authorised lenders who are committed to responsible lending practices.

  • Affordability assessments conducted
  • Credit checks performed
  • Transparent terms and conditions

Data Protection

Your personal information is protected under UK GDPR regulations and handled securely.

  • Data encrypted and secure
  • Only shared with authorised parties
  • Full privacy policy available

FCA Authorization

All finance is arranged through FCA authorised and regulated credit brokers and lenders.

  • Strict regulatory oversight
  • Financial Ombudsman protection
  • FSCS protection where applicable

Status Disclosure Statement

ECO HEAT WAVE LTD is an Introducer Appointed Representative of TradeHelp Ltd (FRN: 697812) for credit broking introductions only (FRN: 1047659).

TradeHelp is a trading style of TradeHelp Ltd, Marchwiel Centre, Bryn Lane, Wrexham Ind Est, LL13 9UT, registered in England (03712438), authorised and regulated by the Financial Conduct Authority.

TradeHelp are a credit broker, not a lender, and offer loans from a small panel of carefully selected lenders.

TradeHelp do not offer financial advice and do not charge you for credit broking services.

All loans are subject to status.

Privacy and Complaints Policy:

Full details of our privacy policy and complaints procedure are available at: https://www.tradehelp.co.uk/our-privacy-and-complaints-policies

Eligibility Criteria

To apply for finance you must meet the following criteria:

  • Individuals only - 21 years or over (and no older than 85 at the conclusion of the loan)
  • Purchasing for personal, not business, use
  • Homeowner with email address and ability to make payments by direct debit
  • Resident in the UK for at least the last 3 years
  • Employed, self-employed or retired

💚Good to Know: Applying for finance through our portal uses a "soft search" which won't affect your credit score. Only if you proceed with an application will a full credit check be performed.

Ready to Get Started?

Get a free quote and learn about the finance options available from our friendly team

Gas Safe Registered