Flexible Finance Options for Your Home
Spread the cost of your heating and plumbing work with our affordable payment plans. 0% APR available on selected products.
Our Finance Options
Choose the payment plan that works best for you. All options are subject to status and credit checks.
Interest-Free Credit
- Up to 12 months interest-free
- No hidden fees or charges
- Fixed monthly payments
- Available on purchases over £1,000
- Quick online application
- Decision in minutes
Example: £2,400 over 12 months = £200/month
Extended Payment Plan
- Spread payments up to 10 years
- Flexible repayment terms
- Competitive interest rates
- Available on all purchase values
- Early repayment options
- No penalty for early settlement
Example: £5,000 over 5 years from £106/month
Buy Now Pay Later
- No payment for 6 months
- Interest-free deferral period
- Perfect for planned work
- Available on purchases over £500
- Then spread over 12 months
- Subject to credit approval
Example: Start paying after 6 months
Representative Example (9.9% APR)
Purchase price: £5,000
Deposit: £0
Amount of credit: £5,000
60 monthly payments of: £106
Total amount payable: £6,360
Interest rate (fixed): 9.9% per annum
Representative APR: 9.9%
How It Works
Getting finance for your heating and plumbing work is simple and straightforward
Get a Quote
Contact us for a free, no-obligation quote for your heating or plumbing work. Our engineers will assess your needs and provide a detailed breakdown.
Choose Your Plan
Select the finance option that best suits your budget. We'll explain all available plans and help you make the right choice.
Quick Application
Complete a simple online application through our partner TradeHelp. The process takes just a few minutes and won't affect your credit score.
Instant Decision
Receive an instant decision on your application. Most applications are approved within minutes, subject to credit checks and affordability.
Work Completed
Once approved, we'll schedule your work at a time that suits you. Our Gas Safe registered engineers will complete the installation to the highest standards.
Start Payments
Your monthly payments begin as agreed in your finance plan. Manage everything online through your secure account portal.
Why Choose Eco Heat Wave Finance?
Professional service you can trust, with flexible payment options that work for you
Expert Engineers
All our engineers are Gas Safe registered and fully qualified. We provide professional, certified installations with comprehensive guarantees on all work.
Local Services
Based in Inverurie, we serve Aberdeen, Aberdeenshire and surrounding areas. Fast response times and local knowledge ensure we can offer quick local plumbing services.
Fully Accredited
Gas Safe Registered, OFTEC registered, and F-Gas certified. All finance options are provided through FCA authorised partners, giving you complete peace of mind.
Regulations & Consumer Protection
Your rights and protections when using our finance services
Consumer Credit Act 1974
All our finance agreements are regulated under the Consumer Credit Act 1974, providing you with comprehensive consumer protection rights.
- Protection against unfair lending practices
- Right to clear information before signing
- Protection if goods are faulty
14-Day Cooling-Off Period
You have the right to cancel your credit agreement within 14 days of signing, with no penalty or questions asked.
- Cancel by email, phone, or in writing
- No reason needed
- Full refund of any payments made
Early Settlement Rights
You can pay off your finance agreement early at any time. This may reduce the amount of interest you pay.
- No early repayment penalties
- Interest rebate available
- Request settlement figure at any time
Responsible Lending
We work with FCA authorised lenders who are committed to responsible lending practices.
- Affordability assessments conducted
- Credit checks performed
- Transparent terms and conditions
Data Protection
Your personal information is protected under UK GDPR regulations and handled securely.
- Data encrypted and secure
- Only shared with authorised parties
- Full privacy policy available
FCA Authorization
All finance is arranged through FCA authorised and regulated credit brokers and lenders.
- Strict regulatory oversight
- Financial Ombudsman protection
- FSCS protection where applicable
Status Disclosure Statement
ECO HEAT WAVE LTD is an Introducer Appointed Representative of TradeHelp for the purpose of credit broking introductions only.
Our firm reference number is 1047659.
TradeHelp is a trading style of TradeHelp Ltd, Marchwiel Centre, Bryn Lane, Wrexham Ind Est, LL13 9UT, registered in England (03712438), authorised and regulated by the Financial Conduct Authority (firm reference number 597812).
TradeHelp are a credit broker, not a lender, and offer loans from a small panel of carefully selected lenders.
TradeHelp do not offer financial advice and do not charge you for credit broking services.
All loans are subject to status.
Privacy and Complaints Policy:
Full details of our privacy policy and complaints procedure are available at: https://www.tradehelp.co.uk/our-privacy-and-complaints-policies
⚠️Important: Your home may be repossessed if you do not keep up repayments on any debt secured against it. Credit is subject to status and affordability. Terms and conditions apply. Applicants must be 18 or over. UK residents only.
💚Good to Know: Applying for finance through our portal uses a "soft search" which won't affect your credit score. Only if you proceed with an application will a full credit check be performed.
Ready to Get Started?
Get a free quote and discuss your finance options with our friendly team